Titan SBI Credit Card

Card Details

Titan SBI Credit Card
Issuer
SBI Card
Card type
Shopping
Joining fee
₹2,999 + GST
Annual fee
₹2,999 + GST
Rewards currency
Reward Points

Highlights

  • 7.5% Cashback on select Titan brands
  • 3% value back on Tanishq
  • 6 RPs/₹100 on all non-Titan spends (incl. UPI)

Welcome, annual & renewal benefits

  • Joining/Annual Fee: ₹2,999 + GST.
  • Annual fee reversed on spends of ₹3 Lakh.
  • 12000 Reward Points worth Rs. 3000 on payment of annual fees

Reward earning

Spend typeEarn rate
World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth, Sonata7.5% Cashback
Mia, Caratlane, Zoya5% Cashback
Tanishq3% Value Back (Gift Vouchers)
All Non-Titan Spends (incl. UPI)6 Reward Points / ₹100
  • 1 Reward Point = ₹0.25.
  • Milestone: ₹5,000 Titan gift voucher on ₹5L annual spend.
  • Additional ₹10,000 Titan gift voucher on ₹10L annual spend.
  • Exclusions: Fuel, Wallet Reloads, Rental, Utility.

Additional Benefits

  • Domestic Lounge: 8 visits/year (max 2/quarter).
  • International Lounge: 4 visits/year (max 2/quarter).
  • 1% fuel surcharge waiver on transactions up to ₹3,000.

Review

Card offers Great cashback on Titan products and Tanishq jewellery. The 6 RPs/₹100 on other spends is decent. Reward points cover joining fee as well.