SBI AURUM Credit Card

Card Details

SBI AURUM Credit Card
Issuer
SBI Card
Card type
Super Premium
Joining fee
₹9,999 + GST
Annual fee
₹9,999 + GST
Rewards currency
Reward Points

Highlights

  • 40,000 Welcome Reward Points (₹10,000)
  • Unlimited International Lounge Access
  • 4 BookMyShow Movie Tickets/Month

Welcome, annual & renewal benefits

  • Joining/Annual Fee: ₹9,999 + GST.
  • Welcome Benefit: 40,000 Reward Points worth ₹10,000 + 1-year Club Marriott, Wall Street Journal & Mint memberships.
  • Spend-Based Waiver: Annual fee waived on spends of ₹12 Lakh.

Reward earning

Spend typeEarn rate
All Spends4 Reward Points / ₹100 (1%)
  • Milestone: Tata CLiQ ₹1,500 voucher on ₹1L monthly spend.
  • ₹5,000 Tata CLiQ Luxury voucher on ₹5L annual spend.
  • ₹10,000 Taj voucher on ₹10L annual spend.
  • ₹20,000 Apple voucher on ₹20L annual spend.

Additional Benefits

  • Domestic Lounge: 4 visits/quarter for primary + add-on cardholders.
  • International Lounge: Unlimited access. 1 complimentary guest visit/quarter.
  • 16 complimentary golf rounds + 12 golf lessons per year.
  • 4 BookMyShow movie tickets/month (max ₹250/ticket).
  • 1 complimentary spa access/quarter at select airports.
  • 24x7 concierge & secretarial access.
  • Forex markup: 1.99%.
  • Insurance: ₹1L travel insurance, ₹10L fraud protection, flight cancellation cover.

Review

SBI's flagship super-premium card competing with HDFC Infinia and Amex Platinum. The reward rate is too low for a super premium card and is mostly tied up in milestones. Cannot think of a reason as to why one would get this card