Kotak White Credit Card
Card Details
Card Details
- Issuer
- Kotak Mahindra Bank
- Card type
- Premium
- Joining fee
- ₹3,000 + GST
- Annual fee
- ₹3,000 + GST
- Rewards currency
- Reward Points
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
Joining and Annual Fee : ₹3,000 + GST
Voucher worth ₹1,500 on spending Rs. 30,000 withing 60 days
Annual fee waived on spend of ₹lakh in the previous year
Reward earning
Reward earning
White Pass rewards on crossing spend milestones.
| Spend Milestone | White Pass Value | Cumalative White Pass Value |
|---|---|---|
| ₹2 Lakhs | ₹2,000 | ₹2,000 |
| ₹4 Lakhs | ₹4,000 | ₹6,000 |
| ₹6 Lakhs | ₹6,000 | ₹12,000 |
| ₹9 Lakhs | ₹7,000 | ₹19,000 |
| ₹12 Lakhs | ₹27,000 |
Lounge access
Lounge access
- 8 complimentary airport lounge access within India
- 4 Priority Pass visits
Additional Benefits
Additional Benefits
- Fuel surcharge waiver on ₹500–₹3,000.
- Railway surcharge waiver.
Review
Review
Kotak White is mainly a milestone card but the returns feel sub par. You should be earning a lot more on a spend of ₹12 Lakhs with card that has ₹3000 fee. Do not recommend getting this one.