Kotak Mahindra Bank UPI RuPay Credit Card

Card Details

Kotak Mahindra Bank UPI RuPay Credit Card
Issuer
Kotak Mahindra Bank
Card type
UPI
Joining fee
Nil
Annual fee
Nil
Rewards currency
Reward Points

Highlights

  • Lifetime free virtual credit card
  • Earn 3 Reward Points per ₹100 on eligible spends

Welcome, annual & renewal benefits

  • Joining Fee: Nil.
  • Annual Fee: Nil (lifetime free).

Reward earning

Spend typeEarn rate
Eligible spends including UPI payments3 Reward Points / ₹100
  • Redemption value: 1,000 Reward Points = ₹100.

Additional Benefits

  • Foreign currency markup: 3.5% per transaction + GST.

Review

Entry level UPI card but reward rate is too low.