IndusInd Qatar Airways Avios Credit Card

Card Details

20,000 Avios welcome bonus on paying the joining fee.
Earn 6 Avios per ₹200 on point‑of‑sale spends in your selected preferred international destination and 5 Avios per ₹200 on Qatar Airways/British Airways websites, 3 Avios on most other spends and 1 Avios on utilities/government payments.
Milestone bonuses of 18,000 Avios at ₹8 lakh and additional 18,000 Avios at ₹16 lakh annual spend.
Low 1.5 % forex markup at the chosen international destination.

A one‑time joining fee of ₹10,000 + taxes (noted by Livemint) earns a welcome bonus of 20,000 Avios.

The annual renewal fee is ₹5,000 + taxes and provides 5,000 Avios as a renewal bonus.

Select your preferred airline loyalty program (Qatar Airways Privilege Club or British Airways Executive Club) and preferred international destination at the time of application for optimised earning.
Enjoy a 10 % discount on Qatar Airways tickets when you choose Qatar Airways as your preferred airline.

Spend type	Earn rate
Selected preferred international destination (POS)	6 Avios / ₹200
Qatar Airways & British Airways websites/apps	5 Avios / ₹200
Domestic & international spends (most categories)	3 Avios / ₹200
Online spends at preferred destination	3 Avios / ₹200
Utilities, government, education, insurance	1 Avios / ₹200
Other spends	3 Avios / ₹200

Avios are credited 10 days after statement generation and can be used across Oneworld partner airlines and hotels.
Fuel spends do not earn Avios.

18,000 bonus Avios on spending ₹8 lakh in a year and another 18,000 Avios on the next ₹8 lakh (total 36,000 Avios).
Bonuses credit 10 days after statement generation.

Complimentary lounge access twice per quarter at domestic lounges and twice per quarter at international lounges.
Two complimentary airport meet‑and‑greet services each year for smooth check‑in and security clearance.
Low forex markup of 1.5 % at preferred destination.

Choice of changing preferred destination after each card anniversary.
Avios can be redeemed for flights, upgrades, hotels and experiences across Oneworld partners.

Learn how to choose the right credit card based on your spending patterns and redemption preferences.