IndusInd Bank Samman RuPay Credit Card

Card Details

IndusInd Bank Samman RuPay Credit Card
Issuer
IndusInd Bank
Card type
Shopping, UPI
Joining fee
Nil
Annual fee
₹199 + GST (Waived on ₹75k spend)
Rewards currency
Cashback

Highlights

  • 1% Cashback on spends up to ₹20,000 per statement cycle (Max ₹200/month).
  • 2 Complimentary movie tickets per year (One every 6 months, up to ₹200/ticket).
  • 1% Railway surcharge waiver on transactions up to ₹5,000.
  • RuPay Exclusive Lounge access at Delhi Terminal 3 (Once per month).

Fees & Spend Waiver

  • Joining Fee: Nil.
  • Annual Fee: ₹199 + GST.
  • Spend Waiver: Annual fee waived on ₹75,000 annual spend.

Reward Earning

  • 1% Cashback on all retail spends.
  • Capping: Max cashback of ₹200 per statement cycle (on spends up to ₹20,000).
  • Cashback is credited in the subsequent month's statement.

Travel & Lifestyle

  • Domestic Lounge: 1 complimentary visit per month at Delhi T3 (RuPay Exclusive).
  • Movies: 1 free ticket every 6 months on BookMyShow (Max ₹200).
  • Railway Waiver: 1% surcharge waiver for bookings up to ₹5,000.
  • Fuel Waiver: 1% surcharge waiver (₹400 to ₹4,000 transactions).

Review

The Samman RuPay card is a product for government employees. Not a card we would recommend.