IndusInd Bank Pioneer Heritage Credit Card

Card Details

IndusInd Bank Pioneer Heritage Credit Card
Issuer
IndusInd Bank
Card type
Ultra Premium, Travel
Joining fee
₹1,00,000 + GST
Annual fee
₹25,000 + GST (Waived on ₹10L spend)
Rewards currency
Reward Points

Highlights

  • 2.5 Reward Points per ₹100 spent on international transactions.
  • Unlimited domestic and international lounge access with the Metal version.
  • Buy 1 Get 1 free movie ticket (up to 3 tickets/month, ₹700/ticket).
  • 12 Complimentary golf rounds and lessons every year.
  • Low forex markup fee of 1.8%.

Fees & Welcome Benefit

  • Joining Fee: ₹1,00,000 + GST.
  • Annual Fee: ₹25,000 + GST (Waived on ₹10L spend).
  • Welcome Benefit: Oberoi hotel e-gift voucher and Luxe gift vouchers worth ₹5,000.

Reward Earning

  • 2.5 RP per ₹100 spent on international transactions.
  • 1 RP per ₹100 spent on domestic transactions.
  • No points on fuel.

Reward Redemption

  • 1 RP = ₹1 for statement cash.
  • Minimum 500 points required for redemption.

Travel & Lifestyle Benefits

  • Unlimited Domestic + International lounge visits (with Metal variant).
  • ₹3,000 off on dining twice a year via EazyDiner.
  • Complimentary Club ITC Culinary Program privileges.
  • Air Accident cover worth ₹2.5 Crores.

Review

The card is very similar to Crest. Unless you have high international spends, it is better takes some other card.