IndusInd Bank Crest Credit Card

Card Details

IndusInd Bank Crest Credit Card
Issuer
IndusInd Bank
Card type
Ultra Premium, Travel
Joining fee
₹75,000 + GST
Annual fee
₹10,000 + GST (Waived on ₹20L spend)
Rewards currency
Reward Points

Highlights

  • 2.5 Reward Points per ₹100 on international spends, 1 RP per ₹100 on domestic.
  • 8 Complimentary lounge visits quarterly (2 International via LoungeKey + 2 Domestic).
  • 3 Complimentary golf rounds and 3 golf lessons every month.
  • BOGO Movie tickets on BookMyShow (Max 3/month, up to ₹700 per ticket).
  • Complimentary Club ITC Culinaire membership + ₹3,000 dining voucher.

Fees & Spend Waiver

  • Joining Fee: ₹75000 + GST.
  • Annual Fee: ₹10,000 + GST.
  • Welcome Benefit: Premium welcome vouchers from Oberoi, Luxe, Postcard Hotels, or Montblanc.

Luxury Airport Experience

  • Private check-in and private arrival/departure lounges.
  • Chauffeured car transfer between the lounge and the aircraft.
  • Luggage delivered directly to the private arrival lounge.
  • Expedited security and immigration clearance.

Reward Earning & Redemption

Spend TypeEarn Rate
International Spends2.5 RP / ₹100
Domestic Spends1 RP / ₹100
Rentals, Utilities, Insurance, Education0.7 RP / ₹100
  • 1 RP = ₹0.75 for cash credit redemption.
  • 2 RP = 1 KrisFlyer Mile (Redemption fee of ₹100 applies).

Golf & Dining Privileges

  • BOGO Movie tickets on BookMyShow (Max 3/month, up to ₹700 per ticket).
  • Golf: 3 rounds + 3 lessons per month (Exclusive program) + 12 games/year (Mastercard program).
  • Dining: Complimentary Club ITC Culinaire membership.
  • Vouchers: ₹3,000 off on dining bills at over 100 partner restaurants.

Security & Insurance

  • Air Accident: Personal accidental death cover worth ₹2.5 Crores.
  • Lost Card: Coverage for transactions up to 48 hours prior to reporting loss.
  • Concierge: Specialized luxury concierge for high-net-worth requirements.

Review

The card is pointless. Reard rate is too low.