IDFC HPCL FIRST Power Credit Card
Card Details
Card Details

- Issuer
- IDFC FIRST Bank
- Card type
- Fuel
- Joining fee
- ₹199 + GST
- Annual fee
- ₹199 + GST
- Rewards currency
- Reward Points
Highlights
Highlights
- Up to 5% Savings on HPCL Fuel
- 2.5% on Grocery & Utility
- ₹199 Joining Fee
- Annual Fee Waiver on ₹50K Spend
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹199 + GST.
- Welcome: ₹250 gift voucher on 1st HPCL fuel transaction above ₹250.
- 5% cashback on first EMI transaction (up to ₹1,000).
- Annual fee waiver on ₹50,000 spend in card anniversary year.
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| HPCL Fuel | Up to 5% savings (max ₹5,000/month) |
| Grocery & Utility | 2.5% rewards (max ₹4,000/month) |
| FASTag Recharge | 2.5% rewards (max ₹2,000/month) |
| Other Retail Spends | 2X Reward Points |
Additional Benefits
Additional Benefits
- Complimentary roadside assistance worth ₹1,399 (4x/year).
- 1% fuel surcharge waiver (max ₹100/month).
- Insurance: ₹2L personal accident + ₹25K lost card cover.
- No airport lounge access.
- No golf benefits.
Review
Review
The most affordable fuel card in the market at ₹199. Best for regular HPCL customers. But if your feul spends are hight take the plus version of this card.