IDFC FIRST WOW! Credit Card

Card Details

IDFC FIRST WOW! Credit Card
Issuer
IDFC FIRST Bank
Card type
Secured
Joining fee
Nil
Annual fee
Nil
Rewards currency
Reward Points

Highlights

  • Lifetime Free Secured Card
  • Zero Forex Markup
  • 50% off on BookMyShow (Visa Infinite)
  • 4X Reward Points

Welcome, annual & renewal benefits

  • Joining/Annual Fee: Lifetime Free (₹0).
  • Fixed Deposit minimum: ₹20,000.
  • 100% credit limit against FD amount.

Reward earning

Spend typeEarn rate
All Eligible Spends4 Reward Points / ₹200
  • 1 Reward Point = ₹0.25.
  • Reward rate ~0.50%.
  • No RPs on fuel transactions.

Additional Benefits

  • 50% off movie tickets on BookMyShow (up to ₹300, Visa Infinite benefit).
  • 50% off food & beverage (up to ₹200).
  • Zero forex markup on international transactions.
  • 1% fuel surcharge waiver (max ₹200/cycle).
  • Roadside assistance worth ₹1,399 (4x/year).
  • Insurance: Personal accident + card liability cover.

Review

Unlike Wow Black card there are no travel benefits associated. If you really can aim for the Wow Black credit card.