IDFC FIRST Wealth Credit Card
Card Details
Card Details
- Issuer
- IDFC FIRST Bank
- Card type
- Entry Level
- Joining fee
- Nil
- Annual fee
- Nil
- Rewards currency
- Reward Points
Highlights
Highlights
- Lifetime Free Premium Card
- 10X RPs/₹200 above ₹20,000
- BOGO Movie Tickets worth ₹250 (twice/month)
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: Lifetime Free (₹0).
- Welcome Benefit: Gift voucher worth ₹500 on spending ₹5,000 within 30 days.
- 5% cashback on first EMI transaction up to ₹1,000 within 30 days.
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| Spends above ₹20,000/month | 10 Reward Points / ₹200 |
| Spends up to ₹20,000/month | 3 Reward Points / ₹200 |
| Birthday spends | 10 Reward Points / ₹200 |
| Utility & Insurance | 1 Reward Point / ₹200 |
- 1 Reward Point = ₹0.25.
- No RPs on fuel, EMI, education, wallet, government, cash withdrawals.
Additional Benefits
Additional Benefits
- Domestic Lounge: 1 visit/quarter (on ₹20K monthly spend).
- International Lounge: 1 visit/quarter (on ₹20K monthly spend).
- Railway Lounge: 4 visits/quarter.
- BOGO movie tickets up to ₹250 on District app (twice/month, worth ₹6,000/year).
- Golf: 1 complimentary round/month (on ₹20K spend).
- Forex markup: 1.5% + GST.
- 1% fuel surcharge waiver (max ₹400/month).
- Insurance: ₹1Cr air accident + ₹10L personal accident + ₹50K lost card cover.
Review
Review
This is a decent Entry Level card. International Lounge access on a Life Time Free card is rare.