ICICI Bank Rubyx Credit Card

Card Details

ICICI Bank Rubyx Credit Card
Issuer
ICICI Bank
Card type
Premium
Joining fee
₹3,000 + GST
Annual fee
₹2,000 + GST
Rewards currency
Reward Points

Highlights

  • 4 Reward Points/₹100 on International Spends
  • 2 Reward Points/₹100 on Domestic Spends
  • 2 Complimentary Domestic Airport & Railway Lounge Access Per Quarter

Welcome, annual & renewal benefits

  • Joining Fee: ₹3,000 + GST
  • Annual Fee: ₹2,000 + GST
  • Welcome Benefit: Welcome Vouchers from Tata CLiQ, Tata Croma, EazyDiner, EaseMyTrip and more.
  • Annual Fee Waiver on minimum expenditure of ₹3 lakh in the previous year.

Reward earning

Spend typeEarn rate
International Spends4 Reward Points / ₹100
Domestic Spends2 Reward Points / ₹100
Insurance & Utilities1 Reward Point / ₹100
  • Milestone: 3,000 Reward Points on spending ₹3 lakhs and 1,500 Reward Points for every subsequent spend of ₹1 lakh (up to 15,000 additional points/year).

Additional Benefits

  • 2 complimentary domestic airport lounge access every quarter (on spends of ₹75,000 in previous quarter).
  • 2 complimentary railway lounge accesses each quarter.
  • 25% discount (up to ₹150) on BookMyShow 2 times a month.

Review

Benefits are not good enough for the fee. You can get better returns getting card from other banks with similar fees.