HDFC Bank Millennia Credit Card

Card Details

HDFC Bank Millennia Credit Card
Issuer
HDFC Bank
Card type
Cashback
Joining fee
₹1,000 + GST
Annual fee
₹1,000 + GST
Rewards currency
CashPoints

Highlights

  • 5% Cashback on Amazon, Flipkart, Swiggy, BookMyShow, Tata CLiQ, Uber & Zomato.
  • 1% Cashback on other spends excluding Fuel, Government Transactions, Rent, and Wallet

Welcome, annual & renewal benefits

  • Joining/Annual Fee: ₹1,000 + GST.
  • Welcome Benefit: 1,000 CashPoints on payment of membership fee.
  • Annual Fee Waiver on spends of ₹1,00,000 in a year.

Reward earning

Spend typeEarn rate
Amazon, Flipkart, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, Zomato5% Cashback (Capped at 1000 CP/month)
Other Eligible Spends1% Cashback (Capped at 1000 CP/month)
  • 1 CashPoint = ₹1 for statement credit.
  • Minimum CashPoints required for redemption: 500.

Additional Benefits

  • After sepnding ₹1 lakh or more in a calendar quarter you can either choose a ₹1000 gift voucher or 1 lounge access voucher
  • 1% Fuel Surcharge waiver.

Review

Good Cashback card but honestly SBI Cashback card is better.

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