Federal Bank RuPay Signet Credit Card
Card Details
Card Details
- Issuer
- Federal Bank
- Card type
- Shopping
- Joining fee
- ₹0
- Annual fee
- ₹0
- Rewards currency
- Reward Points
Highlights
Highlights
- ₹200 Amazon Pay e-Voucher on ₹3,000 spend within first 30 days
- 3-2-1 rewards: 3X on Electronics & Apparel, 2X on Entertainment, 1X on others
- BOGO INOX movie ticket once every quarter
- 1 domestic lounge visit next quarter on ₹20,000 spend in a quarter + Swiggy vouchers on the same milestone
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: Nil (lifetime free).
- Welcome Benefit: ₹200 Amazon Pay e-Voucher on spending ₹3,000 within the first 30 days.
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| Electronics & Apparel | 3 Reward Points / ₹200 |
| Entertainment categories | 2 Reward Points / ₹200 |
| Other eligible spends | 1 Reward Point / ₹200 |
- Reward points redemption fee: ₹99 per redemption request.
- 1RP = ₹0.25
Milestone Benefits
Milestone Benefits
- Spend ₹20,000 in a quarter to unlock 1 domestic lounge visit in the next quarter.
- Spend ₹20,000 in a quarter to unlock complimentary Swiggy vouchers.
Additional Benefits
Additional Benefits
- BOGO movie offer at INOX: Buy 1 Get 1 Free once every quarter.
- Fuel surcharge waiver: 1% waiver on fuel transactions between ₹400 and ₹5,000.
- RuPay variant can be linked to UPI for credit-card-on-UPI payments.
Review
Review
Entry Level Card from Federal Bank. Reward rate is very bad and you should skip this card.