Equitas Bank Tiga Credit Card
Card Details
Card Details
- Issuer
- Equitas Small Finance Bank
- Card type
- Entry Level
- Joining fee
- ₹500 + GST
- Annual fee
- ₹500 + GST
- Rewards currency
- Reward Points
Highlights
Highlights
- 3X Reward Points on UPI
- Pay-By-3 allows 3-month installment plans automatically
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Annual Fee: ₹500 + GST. Waived upon spending ₹50,000 in a year.
- Introductory Benefit: 0.99% per month interest rate valid for the first 3 months.
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| UPI, Contactless & Pay-By-3 | 3 Reward Points / ₹100 |
| Other Eligible Spends | 1 Reward Point / ₹100 |
Privilege Tier
Privilege Tier
| Tier | Blue | Silver | Gold | Platinum | Diamond |
|---|---|---|---|---|---|
| Spends Criteria | NA | ₹20K per month for 3 months | ₹40K per month for 3 months | ₹60K per month for 3 months | ₹100K per month for 3 months |
| Flights / Hotels /Bus /Vouchers / Merchandise / BillPay | 0.15 | 0.35 | 0.5 | 0.75 | 1 |
| Cashback / Insta Redemption (Pay by points) | 0.10 | 0.15 | 0.25 | 0.35 | 0.5 |
| Forex Mark-up | 3.5% | 3% | 2.5% | 2% | 0% |
| Bouns RPs | — | 500 | — | — | — |
| Movies Vouchers worth Rs. 250 | 0 | 0 | 1 | 2 | 3 |
| Amazon Vouchers worth Rs. 500 | 0 | 0 | 1 | 2 | 3 |
| One way ticket per Year (₹3,000) | 0 | 0 | 0 | 0 | 1 |
| Room Night per Year (₹3,500) | 0 | 0 | 0 | 0 | 1 |
- Flights / Hotels / Bus / Vouchers / Catalogue / BillPay: Basis the Tier, customer will have the respective rewards redemption value.
- Value of 1 RP depends on your Privilege Tier
Additional Benefits
Additional Benefits
- Pay-By-3 Feature: automatically convert transactions from specific merchants into 3-month installments.
- Low Cost EMI supported across multiple retail points.
Review
Review
First of all if you are thinking of getting this card because of attractive EMI offers or low introductory, please do not. Never get a credit card to get credit, always get it to earn rewards. Like any other Equitas card redemption logic is complex. Best avoided for now.