Equitas Bank Selfe Credit Card
Card Details
Card Details
- Issuer
- Equitas Small Finance Bank
- Card type
- Lifestyle
- Joining fee
- ₹1,000 + GST
- Annual fee
- ₹1,000 + GST
- Rewards currency
- Reward Points
Highlights
Highlights
- Pick 2 out of 5 categories to earn 5X Points
- Base 2 Reward Points / ₹100
- Choose 2 Complimentary Streaming Memberships(Amazon Prime and Jio Hotstar)
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Annual fee: ₹1,000 + GST. Waived if ₹2 Lakh is spent annually.
- Welcome Benefit: Choose 2 Memberships from Amazon Prime, JioHotstar, Sony Liv, Zee5, or Reader''s Digest.
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| Selected Categories (pick 2) | 10 Reward Points / ₹100 (5X) |
| Other General Spends | 2 Reward Points / ₹100 (1X) |
- Selectable 5X categories: Apparel, Dining, Grocery, Taxi, and Utility.
- Value of Reward points depends on your Privilege Tier
Privilege Tier
Privilege Tier
| Tier | Blue | Silver | Gold | Platinum | Diamond |
|---|---|---|---|---|---|
| Spends Criteria | NA | ₹20K per month for 3 months | ₹40K per month for 3 months | ₹60K per month for 3 months | ₹100K per month for 3 months |
| Flights / Hotels /Bus /Vouchers / Merchandise / BillPay | 0.35 | 0.35 | 0.5 | 0.75 | 1 |
| Cashback / Insta Redemption (Pay by points) | 0.15 | 0.15 | 0.25 | 0.35 | 0.5 |
| Forex Mark-up | 3.5% | 3% | 2.5% | 2% | 0% |
| Bouns RPs | — | 500 | — | — | — |
| Movies Vouchers worth Rs. 250 | 0 | 0 | 1 | 2 | 3 |
| Amazon Vouchers worth Rs. 500 | 0 | 0 | 1 | 2 | 3 |
| One way ticket per Year (₹3,000) | 0 | 0 | 0 | 0 | 1 |
| Room Night per Year (₹3,500) | 0 | 0 | 0 | 0 | 1 |
- Flights / Hotels / Bus / Vouchers / Catalogue / BillPay: Basis the Tier, customer will have the respective rewards redemption value.
- Value of 1 RP depends on your Privilege Tier
Additional Benefits
Additional Benefits
- Choose your own billing cycle.
- Get Metal Card if you pay ₹3,500 extra
Review
Review
The card let's you pick your 2 categories for Accelerated points. To get the maximum of out of these points you will have to attain Diamond tier when redeeming. The redemption logic is complex and we don't know how the bank will handle it once the cards age. If you are new to credit cards this is best avoided for now.