BOBCARD Etihad Guest Premium Credit Card
Card Details
Card Details
- Issuer
- Bank of Baroda
- Card type
- Travel
- Joining fee
- ₹5,000 + GST
- Annual fee
- ₹5,000 + GST (waived on ₹5 lakh annual spend)
- Rewards currency
- Etihad Guest Miles
Highlights
Highlights
- 5,000 Etihad Guest Miles welcome benefit (joining fee + ₹25,000 spend within 60 days)
- 6 Miles/₹100 on Etihad Airways and 2 Miles/₹100 on all other domestic & international spends
- Automatic Silver Tier on first card transaction and Gold Tier upgrade after first Etihad.com transaction within 6 months
- 12 domestic lounge visits/year (3/quarter) + 8 international lounge visits/year (2/quarter) — no spend condition
- Zero forex markup on all international transactions
- Annual fee waiver on ₹5 lakh annual spends
- Premium metal card
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹5,000 + GST.
- Welcome Benefit: 5,000 Etihad Guest Miles — credited within 30 days of joining fee payment and spending ₹25,000 within the first 60 days of card issuance.
- Limited-time offer (expiring March 31, 2026): 5,000 + 5,000 double miles for new applicants meeting the spend condition.
- Annual fee waiver: Waived if total spends reach ₹5,00,000 in the anniversary year.
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| Etihad Airways bookings (via etihad.com/app) | 6 Etihad Guest Miles / ₹100 |
| All other domestic & international spends | 2 Etihad Guest Miles / ₹100 |
- Miles credited to cardholder's Etihad Guest account; redeemable exclusively on the Etihad platform.
- Miles validity is tier-dependent
- Exclusions: No Miles on fuel transactions, agriculture, contractor services, telecom bills, rent, government, education, hospital, wallet loads, supermarket/retail, insurance, charitable donations, fast-food restaurants, and other excluded MCCs as per issuer MITC.
Milestone Benefits
Milestone Benefits
- Monthly Bonus: 500 bonus Miles on completing 4 transactions totalling ₹50,000 in a calendar month (valid once per month).
- Quarterly Bonus: 4,000 bonus Miles on spending ₹3,00,000 in a calendar quarter (valid once per quarter).
- Annual Bonus: 24,000 bonus Miles on spending ₹12,00,000 in an anniversary year (valid once per year).
- Flying Bonus: 1,000 bonus Miles for flying with Etihad twice in a year.
Additional Benefits
Additional Benefits
- Domestic airport lounge access: 12 complimentary visits/year (3 per quarter) — no spend condition required.
- International airport lounge access: 8 complimentary visits/year (2 per quarter) — no spend condition required.
- Foreign currency markup: 0%.
- 1% fuel surcharge waiver at all fuel stations across India for transactions between ₹500–₹5,000.
Review
Review
Keeping in Mind the spend Milestones and fee waiver clause, this is a really good card. One of the best Airline Card out there. The only pain point is the long Exclusion list.