BOBCARD Etihad Guest Credit Card

Card Details

BOBCARD Etihad Guest Credit Card
Issuer
Bank of Baroda
Card type
Travel
Joining fee
₹2,500 + GST
Annual fee
₹2,500 + GST (waived on ₹3 lakh annual spend)
Rewards currency
Etihad Guest Miles

Highlights

  • 2,500 Etihad Guest Miles welcome benefit (on joining fee payment + ₹10,000 spend within 60 days)
  • 3 Miles/₹100 on Etihad Airways and 1 Mile/₹100 on all other domestic & international spends
  • Silver Tier fast-track on first Etihad.com transaction within 6 months
  • 8 domestic lounge visits/year (2/quarter) + 4 international lounge visits/year (1/quarter) — no spend condition
  • 1% forex markup on international transactions
  • Annual fee waiver on ₹3 lakh annual spends

Welcome, annual & renewal benefits

  • Joining/Annual Fee: ₹2,500 + GST.
  • Welcome Benefit: 2,500 Etihad Guest Miles — credited within 30 days of joining fee payment and spending ₹10,000 within the first 60 days of card issuance.
  • Limited-time offer (expiring March 31, 2026): 2,500 + 2,500 double miles for new applicants meeting the spend condition. Check BOBCARD for any current promotions.
  • Annual fee waiver: Waived in the second year if total spends in the first year reach ₹3,00,000.
  • Etihad Guest Silver Tier fast-track: Primary cardholder gets Silver Tier automatically on completing first transaction on etihad.com within 6 months of card issuance.

Reward earning

Spend typeEarn rate
Etihad Airways bookings (via etihad.com/app)3 Etihad Guest Miles / ₹100
All other domestic & international spends1 Etihad Guest Mile / ₹100
  • Miles are credited to the cardholder''s Etihad Guest account and can be redeemed only on the Etihad platform.
  • Miles validity is determined by the cardholder's Etihad Guest tier status.
  • Exclusions: No Miles on fuel transactions, agriculture, contractor services, telecom bills, rent, government, education, hospital, wallet loads, supermarket/retail, insurance, charitable donations, fast-food restaurants, and other excluded MCCs.

Milestone Benefits

  • Monthly Bonus: 250 bonus Miles on completing 4 transactions totalling ₹25,000 in a calendar month (valid once per month).
  • Quarterly Bonus: 2,000 bonus Miles on spending ₹2,00,000 in a calendar quarter (valid once per quarter).
  • Annual Bonus: 12,000 bonus Miles on spending ₹7,50,000 in an anniversary year (valid once per year).
  • Flying Bonus: 500 bonus Miles for flying with Etihad twice in a year (earned once per year).

Additional Benefits

  • Domestic airport lounge access: 8 complimentary visits/year (2 per quarter) — no spend condition required.
  • International airport lounge access: 4 complimentary visits/year (1 per quarter) — no spend condition required.
  • Foreign currency markup: 1%.
  • 1% fuel surcharge waiver at all fuel stations across India for transactions between ₹500–₹5,000.
  • Visa privileges: Access to Visa Offers & Perks and BOBCARD partner brand discounts.

Review

Taking into account all the milestone benfits this is a good Airline credit card. If you spend frequently on Etihad you can get this card(premium version of this card if you can)