BOBCARD Premier Credit Card

Card Details

BOBCARD Premier Credit Card
Issuer
Bank of Baroda
Card type
Lifestyle
Joining fee
₹1,000 + GST
Annual fee
₹1,000 + GST
Rewards currency
Reward Points

Highlights

  • Life Time Free till 31st March, 2026
  • 10 Reward Points/₹100 on Dining, Travel & International
  • Available on RuPay network for UPI transactions

Welcome, annual & renewal benefits

  • Joining and Annual Fee: ₹1,000 + GST (LTF till 31st March, 2026).
  • Joining Fee waived on spend of ₹10,000 in first 60 days
  • Welcome Benefit: 500 Reward Points on spends of ₹5,000 or more in the first 60 days.
  • Annual Fee Waived on spend of ₹1,20,000 in a year

Reward earning

Spend typeEarn rate
Travel, Dining, Int'l Spends10 Reward Points / ₹100
All Other Eligible Spends2 Reward Points / ₹100
  • 1 RP = ₹0.25
  • The 10 Reward Points rate is capped at 2,000 reward points per month.
  • Reward points has an extensive exclusion list

Additional Benefits

  • 1 domestic lounge access every quarter(on spends of ₹20,000 in the Previous Quarter).

Review

If you are not getting BOB Eterna, you can get this card but does not make too much sense to pay fee for this.