BOBCARD ETERNA Credit Card
Card Details
Card Details
- Issuer
- Bank of Baroda
- Card type
- Premium
- Joining fee
- ₹2,499 + GST
- Annual fee
- ₹2,499 + GST
- Rewards currency
- Reward Points
Highlights
Highlights
- Life Time Free till 31st March, 2026
- 15 Reward Points/₹100 on Online, Travel, Dining
- Low Foreign Currency Mark-up of 2%
- Available on RuPay for UPI payments
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining and Annual Fee : ₹2,499 + GST (Curentlly offered as Life Time free till 31st Match 2026)
- Welcome Benefit: 6-Month FitPass Pro Membership and 10,000 Bonus Reward Points (on spending ₹50,000 within 60 days).
- Spend-Based Waiver: Joining fee waived on spending ₹25,000 in 60 days.
- Annual fee waived if ₹2.5 lakh spent in the previous year.
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| Online, Travel, International, Movies, Dining | 15 Reward Points / ₹100 |
| Other Eligible Spends | 3 Reward Points / ₹100 |
- 1 Reward Point = ₹0.25
- The 15 RP accelerated rate is capped at 5,000 reward points per statement cycle.
- Milestone Benefit: 20,000 bonus reward points on annual expenditure of ₹5 lakh.
- This card has a long exclusion list. Check Carefully
Additional Benefits
Additional Benefits
- Lower foreign currency markup of 2%.
- Unlimited domestic lounge access (on spends of ₹40,000 in the Previous Quarter)
- Buy One Get One Free on District app (max benefit ₹250/month)
- Elegible for RuPay JCB Global Offer
Review
Review
This is a fantastic credit card, even more so if you can get it Life Time Free. Deafult reward rate of 3.75% is really good. with Forex markup of 2% this card is net forex positive. Only thing to watch out for is the big exclusion list.