Axis Bank Cashback Credit Card

Card Details

Axis Bank Cashback Credit Card
Issuer
Axis Bank
Card type
Cashback
Joining fee
₹1,000 + GST
Annual fee
₹1,000 + GST
Rewards currency
Cashback

Highlights

  • Up to 7% Cashback on Online Spends
  • Unlimited 0.75% Cashback on Offline & Travel Spends
  • 25% discount up to ₹800 on EazyDiner

Welcome, annual & renewal benefits

  • Joining Fee: ₹1,000 + GST.
  • Annual Fee: ₹1,000 + GST.
  • Welcome Benefit: 5,000 EDGE Reward Points (worth ₹1,000) on your first transaction.
  • Annual fee waived on spending ₹4,00,000 in the previous year.

Reward earning

Spend typeLimitCashback Rate
Online spends (First ₹5,000)1002%
Online spends (Next ₹35,000)17505%
Online spends (Above ₹40,000)21507%
Offline & Travel spendsNo Cap0.75%
Utilities₹100 per statement0.5%
  • Cashback is automatically credited to the statement.
  • Exclusions: Fuel, Rent, Wallet loads, Insurance, Education, Government services.
  • Utility bill payments cashback is capped at ₹100 per statement.

Dining Benefits

  • 25% discount up to ₹800 on EazyDiner (minimum transaction ₹2,500), valid once per month.

Review

The Axis Bank Cashback Credit Card is a strong contender for online shoppers, offering up to 7% cashback. Valid for both low and high volume spenders with its tiered structure. The automatic credit feature makes it hassle-free.

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Application handled by Axis Bank.

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