AU Zenith Credit Card

Card Details

AU Bank Zenith Credit Card
Issuer
AU Small Finance Bank
Card type
Premium
Joining fee
₹7,999 + GST
Annual fee
₹7,999 + GST
Rewards currency
Reward Points

Highlights

  • Forex markup around 1.99%

Welcome, annual & renewal benefits

  • Joining/Annual Fee: ₹7,999 + GST.
  • 10,000 Bonus RPs if you spend Rs. 1 lakh within sixty days of card activation.
  • Get a waiver on the joining fee for spending Rs. 1.25 lakh within 90 days after activation.
  • If you spend Rs. 5 lakh in the previous year, you get a waiver on the annual fee.

Reward earning

Spend typeEarn rate
Base spends3 Reward Points
Dining5 Reward Points / ₹100
International transactions5 Reward Points / ₹100
Grocery & Departmental stores5 Reward Points / ₹100
Insurance & Utility/Telecom1 Reward Point / ₹100s
  • I RP = ₹0.25

Additional Benefits

  • Spend ₹50,000 or more in a statement cycle and earn 1,000 bonus reward points.
  • 2,500 Bonus RPs on performing one successful retail purchase on birthday.
  • Domestic lounge: 2/quarter (spend requirement ₹20,000/quarter).
  • International lounge: 2/quarter (Priority Pass).

Review

With recent devaluation this card is effectivly dead. No point in taking this high fee card.

Points Transfer Calculator

Calculate how many points you'll receive when transferring from AU Zenith Credit Card

Transfer To

Points to Transfer

1transfer partners
Air India Maharaja Points

Air India Maharaja Points

6 : 1 Ratio