AU Vetta Credit Card
Card Details
Card Details
- Issuer
- AU Small Finance Bank
- Card type
- Premium
- Joining fee
- ₹2,999 + GST
- Annual fee
- ₹2,999 + GST
- Rewards currency
- Reward Points
Highlights
Highlights
- 4 RPs/₹100 on grocery & departmental stores
- Milestone bonus RPs and annual voucher
- Domestic lounge: 1/quarter (spend-based eligibility applies)
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹2,999 + GST.
- Fee waiver: joining fee waived on ₹40,000 spend within 90 days and renewal fee waived on ₹1.5 Lakhs spend in previous year.
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| Grocery & Departmental stores | 4 Reward Points / ₹100 |
| Other retail spends | 2 Reward Points / ₹100 |
| Utility bill payments | 1 Reward Point / ₹100 |
- 1 RP = ₹0.25
Milestone Benefits
Milestone Benefits
- 500 Bonus RPs on ₹50,000 retail spends in a calendar quarter.
- Additional 1,000 Bonus RPs on ₹1,00,000 quarterly spend.
- Vouchers worth ₹1,000 on ₹2.5 Lakhs spend in an anniversary year.
- Birthday benefit: 1,000 Bonus RPs on one retail transaction.
Additional Benefits
Additional Benefits
- Domestic airport lounge: 1/quarter (spend requirement ₹20,000/quarter).
- International airport lounge: 1/quarter via Priority Pass.
- Railway lounge: 2/quarter at select stations.
- Fuel surcharge waiver: 1% on ₹400–₹5,000 (cap ₹250/month).
Review
Review
Reward rate is not good enough for the card fee. Better to skip it.