AU Bank Traverse Credit Card
Card Details
Card Details

- Issuer
- AU Small Finance Bank
- Card type
- Premium
- Joining fee
- ₹4,999 + GST
- Annual fee
- ₹4,999 + GST
- Rewards currency
- Reward Points
Highlights
Highlights
- Designed for NRIs
- Welcome: MakeMyTrip voucher worth ₹5,000 on activation within 30 days
- Low forex markup: 0.99%
- Annual fee waiver on ₹6 Lakhs spend
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹4,999 + GST.
- Welcome benefit: MakeMyTrip voucher worth ₹5,000 on activation within 30 days of issuance.
- Annual fee waiver on spending ₹6,00,000 or more in a year.
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| International Spends | 4 Reward Points / ₹100 |
| Domestic Spends | 2 Reward Points / ₹100 |
| Utility & Insurance | 1 Reward Point / ₹100 |
- 1 RP = ₹0.25.
- Forex markup: 0.99%.
Additional Benefits
Additional Benefits
- Low forex markup: 0.99%.
- Complimentary domestic & international lounge access (domestic lounge requires ₹20,000 quarterly spend).
- Includes airport spa and Meet & Assist services.
- No cash advance charges.
Review
Review
Reward rates are not good enough for the fee you pay. Better to skip this one.