AU Fi MagniFi Credit Card
Card Details
Card Details
- Issuer
- AU Small Finance Bank
- Card type
- Entry-level
- Joining fee
- Nil
- Annual fee
- Nil
- Rewards currency
- Reward Points
Highlights
Highlights
- Earn 20 Fi Points/₹100 on weekends, 2 Fi Points/₹100 on weekdays
- Value: 4 Fi Points = ₹1
- Weekend brand discount: 20% off capped at ₹100 once a month (min order ₹500)
- Weekday Fi points cap: 2,000 points per statement cycle
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: Nil (Lifetime Free).
Reward earning
Reward earning
| Spend timing | Earn rate |
|---|---|
| Weekend spending | 20 Fi Points / ₹100 |
| Weekday spending | 2 Fi Points / ₹100 (max 2,000 Fi Points per statement cycle) |
- Fi Points value: 4 Fi Points = ₹1.
- Forex markup: 3.49%.
Additional Benefits
Additional Benefits
- 20% off on weekend spending at select brands (BookMyShow, Zepto, Amazon, Zomato) up to ₹100.
Review
Review
MagniFi is niche: great if most of your discretionary spending happens on weekends and you’re already in the Fi ecosystem. For general-purpose rewards, you'll find better earn structures elsewhere.