AU Altura Plus Credit Card
Card Details
Card Details
- Issuer
- AU Small Finance Bank
- Card type
- Entry-level
- Joining fee
- ₹499 + GST
- Annual fee
- ₹499 + GST
- Rewards currency
- Reward Points
Highlights
Highlights
- 1.5% cashback on POS retail spends
- 2 Reward Points on online purchases
- 500 bonus RPs on ₹20,000 monthly spend milestone
Welcome, annual & renewal benefits
Welcome, annual & renewal benefits
- Joining/Annual Fee: ₹499 + GST.
- Annual fee waiver on spending ₹80,000 in a card anniversary year.
Reward earning
Reward earning
| Spend type | Earn rate |
|---|---|
| POS retail spends | 1.5% cashback (max cashback capped at ₹100 per statement cycle) |
| POS retail spends after cashback cap | 1 Reward Point / ₹100 |
| Online spends | 2 Reward Points / ₹100 |
- 1 RP = ₹0.25.
- Forex markup: 3.49%.
Milestone Benefits
Milestone Benefits
- 500 bonus Reward Points on achieving ₹20,000 spend in a calendar month.
Additional Benefits
Additional Benefits
- Railway lounge access: 2 complimentary visits per quarter at select stations.
- Fuel surcharge waiver: 1% on ₹400–₹5,000 (cap ₹150 per statement cycle).
Review
Review
this is an entry Level card form AU bank. Reward rate are not good enough. Better to look at entry level cards from other banks